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Recently, I took a big bag of clothing to a consignment store. From the 20 garments I brought in, the store purchaser took exactly one shirt.

My payout? $2.18 in money or $4.00 in shop credit.

Since I didn’t have time to go shopping around with the $4.00 store credit windfall, I chose to squander. ‘I’ll take the massive 2 dollars and change,’ I informed the cashier dryly.

“Well, that’ll get you a taco,’ she answered. We both chuckled.

Other Alternative Currencies

On the way house, I began thinking of the cashier’s $2.00 taco. I’d never become aware of a taco being made use of as a unit of measurement prior to. Which is strange, because I reside in L.a where Mexican food as currency seems like a piece of cake.

I began asking yourself if the cashier is among those brave bike protestors in Los Angeles who doesn’t have an automobile, because the standard Angeleno option financial unit’s a Tank of Gas. As in, ‘Oh, you just made $50.00 at the school bake sale? Well, a minimum of that’s a tank of gas.”

Then again, it’s more at risk that the cashier is in fact a depriving pupil who’s too young to keep in mind when coffee, which has become the new Pizza and Beer of college budgeting, didn’t cost $5.00.

On a side note, out of all the alternative monetary units, a Cup of Coffee appears to be the hardest hit by inflation. The number of individual finance tales refer to the Cappucino Factor or utilize Starbucks’ coffee as a budgeting gauge?

A Personal Exchange Rate Is Personal

Everyone has his/her own personal exchange rate. Reflecting on my life as a consumer, my default monetary unit’s actually always been shoe based. (I think Cute Shoes is an usual monetary unit with us women).

However, when I was decorating my first home, every single luxury investment was measured against the Mohair Sofa exchange rate.

I think the reason why I was so taken by the Taco as monetary unit’s since it legitimized the value of the $2.18 I’d actually received in exchange for a shirt. I was annoyed that I’d driven down to the consignment store only to return house $2.18 richer. Nevertheless, due to the fact that I adore tacos, the idea that I could possibly get a quickie snack in exchange for a shirt I not suched as took the sting from the original money transaction.

Alternative Currencies as a Budgeting Tool

I presume that I use alternative financial units to speak with myself about spending and conserving money, because it’s in some way simpler than just thinking about my expenditures without the context of an incentive. For instance, I utilized to think of $20.00 as a Bag of Groceries. Because it depresses me that I could no longer purchase the same amount of food for one twenty dollar bill, as I once did, I’ve stopped making use of a Bag of Groceries as a technique of tracking my spending.

Personal Exchange Rates Reflect Personal Values

I wonder exactly what individuals choose as their alternative monetary unit says about their worldview. For example, my parental grandma, who was famous for never having a good word to say about anybody, had an equally unfavorable monetary unit, the BASSITE. Parking meter eats all your money? ‘Beats a sharp stick in examination.’ Boss promised you a 15 % raise at the end of the year however then simply offers you a $50.00 present certificate to Sports Chalet rather? ‘Beats a sharp stick in the eye.’

As if a sharp stick in the eye has any worth, to anyone, whatsoever.

Do you’ve an alternative monetary unit? Exactly what do you think your alternative financial unit states about you? Does your alternative financial unit assistance you conserve cash or spend money? Please share your individual exchange rate in the comments area.