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Perkstreet Financial is an online financial services business that provides online checking accounts with its effective union of The Bancorp Bank, the biggest surcharge-free ATM network in the U.S., and a few of the best retail brands in the nation. With this pleased marital relationship, Perkstreet Financial attracts you to utilize debit over credit and provides you ‘rewards’ in the form of benefits for doing so.

Based on MyBankTracker’s Bank Report Card, Perkstreet Financial scores 4 stars from 5 total, ranking high in good bank financial health, remote deposit gain access to, and mobile bank services.

The bank likewise gets 4 out of 5 marks on average from reviewers. Users consistently praise Perkstreet’s idea, rewards system, and client service. Amer M. writes:

PerkStreet comprehends that I’ve an issue – that is, spending more than I have. So, they use rewards to assist me or really motivate me to conserve and construct great habits for conserving. Well done PerkStreek!

Other individuals talk about Perk Street’s relatively random activities to their accounts, varying from charging costs to freezing their accounts. Christym composes:

I’ve been with PerkStreet for 4 months now and my account has actually had fraud activity two times in the past 30 days. After 2 police reports, the police division seems to think it’s a bank insider and they’ll explore. Now I’ve to wait for them to determine the scams, which I was told can take 45 days. Seriously?

PerkStreet frequently replies to reviewers on our site, and reached out to Christym that same day with an update on her circumstance and insight on the best ways to proceed:

Christy – I am sorry you are having such a bad experience and we will do every little thing we can to assist. In most cases, the contested costs are returned much faster than 45 days. I have gotten in touch with our operations department and will reach out to you independently with an upgrade. I’m pleased to discuss this with the police division however it’s extremely unlikely to be a bank expert due to the fact that our reps don’t have access to the complete card number. Two events within 30 days is extremely suspicious however the most likely cause is ‘skimming’ at an ATM or gas pump.

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