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This past weekend, I asked my friend to help me obtain discount film passes – paying $14.50 for a ticket in NYC is no fun, people – but I was not sure when I’d next see her to pay her for the tickets, so she recommended I make use of Chase QuickPay.

For those who’ve no idea, Chase QuickPay is a person-to-person (P2P) payment method launched a couple of years back by Chase to help with payment between people quickly. It’s available for both Chase customers and consumers of other banks, all you require – as promoted through its advertising – is an email or a cellular phone number. Easy enough.

I am currently not a Chase financial consumer, so my buddy sent me a request for money taking my e-mail address. I was linked to a page to sign up for an account, but the internet site was not working together with me, as it never ever loaded and there was no various other way to reach the sign-up page outside of clicking that link.

Unlike numerous of Simon’s buddies who were not thinking about QuickPay since they were not with Chase, I wanted to attempt it out anyway. Fortunately I was patient and stuck it through, however for other individuals who’re interested in attempting the service, consistent website downtime like that’s preventing.

I was finally able to subscribe after a few days of trying, and the procedure after was reasonably easy. Something that did appear a little strange to me was its confirmation procedure. Like various other services that confirm accounts, Chase transferred two little quantities into my Citi bank account before withdrawing it, and I was to report the amount of those two quantities were. However before I ever verified those two amounts, Chase had actually currently withdrawn money from my account to pay for the tickets my friend got me. That appears counterintuitive to the idea of account confirmation, and not all that guaranteeing in terms of account protection.

But still, the overall experience went without a substantial amount of trouble, and it did set me up to be able to take QuickPay with even more convenience in the future.

As of this post’s release, I still have not gotten those tickets from my buddy, but it’s already been paid for. I dislike bothering with money when I owe somebody cash, and the kind of tension that only cash IOUs appear to induce, and I never remember my checkbook, so QuickPay exercises.

I’ve yet to attempt the bigger PopMoney P2P system that consists of more banks on its platform, and therefore makes paying back friends even easier. But Chase, Bank of America and Wells Fargo are now part of the clearXchange platform that streamlines such payments by doing away with the requirement for payer and payee to offer their savings account and routing numbers – an e-mail address and/or contact number will do. It might be another action in the ever-evolving P2P payment sensation.