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Another player has actually signed up with the congested market of incentives credit cards. Huntington Bank launched its brand-new Voice card which shows to be a very attractive benefits charge card for almost any customer. It’s the prospective to outclass numerous of the money back and rewards charge card presently readily available.
Huntington’s Voice card provides 3 points per dollar spent on one of 13 categories selected by you, on up to $2,000 spent per quarter in that category. You can alter the category every quarter. A few of the categories that are likely to generate the most incentives include gas, utilities, Wal-Mart, travel and home entertainment and groceries.
It would be sensible of cardmembers to select the quarterly classification based exactly what they anticipate to buy in the next quarter. But, with terrific categories such as utilities, gas and Wal-Mart, it will be easy to generate points with the Voice card.
All various other purchases make 1 point per dollar.
To add to the attraction of the card, it’s no annual charge, no foreign deal charge and no penalty rate. Cardmembers can make a late payment by the date after the due date without fear of getting hit with a late repayment fee, which can be as much as $35.
Being such a solid incentives credit card, many customer might be interested in making an application for it. But, it mightn’t be that simple.
“The charge card is available to all existing Huntington consumers nationwide, but is restricted to our footprint for those that aren’t a customer,” stated Maureen Brown, a Huntington speaker, in an e-mail statement. “We developed this card for our existing clients.”
The quarterly-categories format resembles a method utilized by popular money back credit card such as Chase Freedom, Citi Dividend and Discover It. Every quarter, these cards will offer 5 % money back on a new set of categories.
However, the Huntington Voice card is most like UNITED STATE Bank’s Money+ Visa Signature card. The Money+ card allows consumers to choose 2 classifications in which they make 5 % money back per quarter (approximately $2,000 spent combined in the two classifications). Energies used to be on the list of 5 % cash back categories however it’s no more readily available. The UNITED STATE Bank Money+ Visa Signature card is just available by applying at an U.S. Bank branch.
Huntington also offers an additional variation of the Voice card which offers a 3 % lower APR compared with APR of the rewards version of the card, but it’s no incentives program.
Cardmembers can select their card design: gray, green or Ohio State University.
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