apple pay, Credit Card DebtOver the last couple of years, digital wallets getting become progressively usual. A variety of operating systems getting tried to make it cool to ditch the physical charge card in favor of lugging all of it on a smart phone.

Google and Visa have both presented their versions of wallets that use innovation that allows you to just tap your phone on a terminal, or wave it in front of the terminal, in order to pay. Nevertheless, even with the expansion of cellular phones, customers (and retailers) have been slow to adopt the idea of a digital wallet.

According to CNET, that can all alter now that Apple has presented its own digital wallet.

Will Apple Pay achieve what others couldn’t?

At the last big Apple occasion, CEO Tim Cook introduced Apple Pay as a feature that will be available on the iPhone 6 and iPhone 6s. According to CNET, the next version of the iPhone will be equipped with Near Field Communication (NFC) technology that permits the phone to interact with properly-set-up terminals to exchange payment details.

The truth of the matter, however, is that Apple Pay doesn’t in fact offer anything significantly different than other digital wallets. There isn’t a tech upgrade, and other wallets, significantly Google’s, have even more flexibility.

However, some think that this can stand for a sea change in how consumers pay. Apple has proven over and over that it can persuade customers to change the means they make use of technology, and CNET points out that Apple Pay does not necessarily need to be much better in order to impact consumer habits.

What do you think? Would you utilize a digital wallet? Is Apple Pay likely to motivate consumers to alter their habits?