If you resemble me, you most likely make it a routine to book trips with online travel sites due to the fact that they assist you find great deals on flight, hotels and even more. Some even provide their own charge card to assist you save more cash on travel – a great method to be rewarded for being loyal to one of these travel sites.

I took a look at the four significant online travel sites that offer charge card – Priceline, Travelocity, Expedia and Orbitz – and compared their cards to determine the best online travel-site card.

Comparing Expedia to Other Online Travel Site Credit Cards, credit score

Here’s exactly what I took a look at when assessing the Priceline Rewards Visa, Travelocity Rewards American Express, Expedia+ Voyager and Orbitz Benefits Visa cards:

  • Rewards rates
  • Redemption rates/options
  • Annual fee
  • Interest rate
  • Card protections
  • Travel benefits

* Expedia provides two credit cards through Citi: the regular Expedia+ card and the Expedia+ Voyager card. I am just including the Expedia+ Voyager card because I believe it is the more attractive card of the two.

REWARDS RATES

Card Priceline Rewards Visa Travelocity Rewards American Express Expedia+ Voyager Orbitz Rewards Visa
Bonus rewards 5 points per dollar on priceline.com purchases 3 points per dollar on Travelocity purchases 4 Expedia+ points per dollar on eligible Expedia purchases and 2 Expedia+ points per dollar on dining & entertainment 10 % Orbucks back on qualified hotels reserved via mobile app (8 % with desktop/web) and 7 % Orbucks back on air travel booked via mobile app (6 % with desktop/web)
Base rewards 1 point per dollar on all other purchases 1 point per dollar on all other purchases 1 Expedia+ point per dollar on all other purchases 2 % Orbucks on all other purchases

You wish to earn points fast, so you can get those complimentary air travels and hotel stays. So, it makes good sense to very first look at how rapidly these online travel-site credit cards can make that happen.

Based on the numbers alone, you can see that the Orbitz Benefits Visa card stands apart with its incredible rewards rates on travel purchases made with the Orbitz internet site. The caveat, nevertheless, is that you have to handle its rather confusing Orbucks program. You’re going to get 10 % back on eligible hotels reserved with the Orbitz mobile app. Even on air travels, you’re getting a tremendous 7 % back – once more, with the mobile app. On the desktop, there are various rewards rates, however they’re still pretty good compared to many travel credit cards.

On the other hand, the Priceline and Travelocity cards have extremely basic benefits programs – make bonus offer points on travel purchases made with their websites and get a flat 1 point per dollar on everything else. Such a basic program stresses one thing: you’ll get value from these cards only if you use them for these travel purchases. Otherwise, other rewards card would be better. The Priceline card administers more points per dollar on incentive travel however, the Travelocity card gets the slack with a stellar redemption option.

The Expedia+ Voyager card has a rewards program that intends to convince cardholders to always keep the card in their wallets. Sure, you’ll get reward points for reserving journeys through Expedia – which is mostly done online. However, to get benefit points for dining establishments and home entertainment, you’ll have to carry the Expedia+ Voyager card around with you. To want even more spending, the card gives you 5,000 bonus offer Expedia+ points when you spend $10,000 in the previous year (effectively, a 0.05 % points reward on $10,000 invested). The rewards rate is suitable and the benefit is a nice (albeit unimportant), however they’re inadequate to differentiate Expedia from the pack.

WINNER (Rewards rate): Orbitz Rewards Visa

REDEMPTIONS

Card Priceline Rewards Visa Travelocity Benefits American Express Expedia+ Voyager Orbitz Rewards Visa
Redemption options Statement credit towards any purchase Statement credit towards any Travelocity purchase in the past 90 days Flights and hotel remains reserved through Expedia Qualifying hotel booking through Orbitz
Redemption value 1 point per cent, beginning at $25 Increments of 5,000 points for $50, 7,500 points for $75 or 20,000 points for the expense of an airline company ticket or flight + hotel package approximately maximum credit of $400 Varies based on travel reward $1 Orbuck per $1

The Orbitz Benefits Visa could help you rack up points the fastest, however the value of those points might not be as excellent as you thought. With the collected Orbucks, you can only redeem for bookings at qualifying hotels through Orbitz. That’s simply too limiting when you’re missing the other significant aspect of travel: flights.

The Expedia+ Voyager card also forces you to use your points towards travel reserved through Expedia, however a minimum of you can use the points for air travels and hotels. These redemptions are not as restricting. They are excellent if you happen to constantly discover the best rates on Expedia.

Meanwhile, the two remaining cards just provide statement credits, meaning your balance is being erased by nevertheless much you make back. I feel statement credits are the best benefit choices – think of it as receiving a refund on a previous purchase – really convenient.

The Travelocity Rewards American Express has just one noteworthy emphasize. It lets you redeem a statement credit for up to $400 on an air travel or flight/hotel plan reserved with Travelocity for simply 20,000 points (2 cents of value per 1 point). That’s a reward for you to conserve up those points rather of redeeming at the lower denominations. The Priceline Rewards Visa, nevertheless, is very attractive because of its extremely versatile redemption alternatives. You can basically “eliminate” any purchase with your collected points. (Advises me of the popular Barclaycard Arrival Plus World Elite MasterCard.)

The optimal redemption on the Travelocity Rewards Amex is the $400 statement credit for 20,000 points, which can be earned with $6,667 in Travelocity purchases (3 points/$). Meanwhile, to redeem $400 on the Priceline Rewards Visa, you’ll need 40,000 points, which can be earned with $8,000 in Priceline purchases (5 points/$).

So, you’ll get somewhat better redemption values with the Travelocity card, however you’ll have more versatile redemption options with the Priceline card. There’s no appropriate method to evaluate the two advantages so I’m calling it a tie between the two.

WINNER (Redemptions): Tie (Priceline Benefits Visa and Travelocity Benefits Amex)

ANNUAL FEE

Priceline Rewards Visa: $0

Travelocity Rewards Amex: $0

Expedia+ Voyager: $95

Orbitz Rewards Visa: $0

Travel charge card are notorious for having yearly costs – often since they have different travel advantages that justify such fees (e.g., totally free checked bags, complimentary lounge passes and companion tickets).

None of the online travel bureau charge card have any ties to specific airlines or hotel chains, so they do not actually have any of these standout travel benefits that would call for a yearly fee.

Of the four cards only Expedia+ Voyage has an annual charge. At $95 annually, it’s a rather a lot for anybody who doesn’t like annual costs. However, the card has a set of terrific travel benefits – especially its $100 statement – to offset that fee.

However, when strictly speaking about the cost of the annual charge, it’s a three-way tie between the Priceline Rewards Visa, Travelocity Rewards Amex and Orbitz Benefits Visa cards.

WINNER (Annual fee): Tie (Priceline Rewards Visa, Travelocity Benefits Amex and Orbitz Rewards Visa)

INTEREST RATE

Priceline Rewards Visa: 14.99-21.99% APR

Travelocity Rewards Amex: 14.99-24.99% APR

Expedia+ Voyager: 13.99-21.99% APR

Orbitz Rewards Visa: 15.99-24.99% APR

It’s never a good idea to pay interest on a credit card, specifically a benefits credit card. And, rewards charge card have the tendency to have greater interest rates, which is the case for all 4 online travel bureau credit cards.

Their APRs are reasonably comparable however the one with most affordable average APR is Expedia+ Voyager. Meanwhile, the Orbitz Benefits Visa has the highest average APR – probably due to the fact that it has such high rewards rates.

Even though Expedia+ Voyage takes the cake for interest rates, (once again) I don’t ever recommend that you pay interest on any benefits charge card. The value of your benefits will be eliminated by those interest charges.

WINNER (Interest rate): Expedia+ Voyager

CARD COVERAGES

Did your flight get delayed for a long time? You might be made up for accommodations, food and more as you waited for the next air travel. This is just one example of how card protections can be helpful. Every charge card comes with its own suite of card coverages that you should take into account.

Below is a table that details out the defense and coverages offered by each card:

A Barclaycard representative did not reply to me with a complete guide of benefits for the Priceline Benefits Visa and Travelocity Benefits Amex cards. The information below is based upon basic Visa advantages (for Priceline) and on the most recent Travelocity Benefits Amex benefits guide I could discover online.

Card Priceline Rewards Visa Travelocity Rewards American Express Expedia+ Voyager Orbitz Rewards Visa
$0 liability fraud protection Yes Yes Yes Yes
Purchase protection Yes Yes Yes Yes
Price protection Yes No Yes Yes
Return protection Yes No No Yes
Extended warranty Yes Yes Yes Yes
Travel & emergency assistance Yes No No Yes
Roadside Assistance Yes No No Yes
Auto rental insurance Yes No Yes Yes
Travel accident insurance Yes No No Yes
Trip cancellation/interruption coverage Yes (Visa Signature only) No Yes Yes (Visa Signature only)
Trip delay reimbursement Yes (Visa Signature only) No Yes Yes (Visa Signature only)
Baggage delay insurance No No Yes No
Lost luggage reimbursement Yes (Visa Signature only) No Yes Yes (Visa Signature only)

With the exception of the Travelocity Rewards Amex, all of the online travel agency cards supply a good set of card coverages that include routine retail purchases to travel. You’ll see that, for the Priceline Benefits Visa and Orbitz Rewards Visa, I highlight particular protections that are offered only to Visa Signature cards.

Visa Signature is the upper tier variation of Visa Platinum – they offer different advantages. Priceline and Orbitz will certainly provide various versions depending on your credit. Basically, you really want the Visa Trademark variation because of its extended list of coverages.

Again, taking a look at the chart, I ‘d say that the Visa Trademark versions of the Priceline Rewards Visa and Orbitz Rewards Visa cards offer the best card coverages in the group. Expedia+ Voyager was nearly able to keep up with these 2 cards but it fell out of the contest since it doesn’t offer travel services and assistance (I talked with a Citi customer service representative to confirm this).

WINNER (Card coverages): Tie (Priceline Benefits Visa and Orbitz Reward Visa)

TRAVEL BENEFITS

Card Priceline Rewards Visa Travelocity Rewards American Express Expedia+ Voyager Orbitz Rewards Visa
Travel benefits No pre-set spending restriction and personal concierge, travel upgrades and discounts at choose Visa partners (Visa Signature) None $100 yearly statement credit for airline company incidentals on qualified airline companies or Wi-Fi lugs or for the Global Entry cost, no foreign transaction charges and totally free individual concierge No pre-set spending limitation and personal concierge, travel upgrades and price cuts at select Visa partners (Visa Signature) plus no foreign transaction fees

We’re discussing online travel agency charge card right here, so we need to look at the travel perks that these cards offer (if any).

Right off the bat, the Travelocity Benefits Amex is looking bad due to an absence of any noteworthy travel benefits. So, lets concentrate on the other cards.

Given that Priceline Benefits Visa and Orbitz Benefits Visa can being Visa Signature cards, you can get totally free nights and discount rates with Visa’s hotel and vehicle rental partners. Nevertheless, the Orbitz Benefits Visa stands taller with the waived foreign deal costs, which means you’re not going to pay currency exchange fees when swiping your card abroad.

However, the card with the very best travel perk is absolutely the Expedia+ Voyager card. The $100 statement credit can be used for a basket of things consisting of inspected bags, in-flight meals, Wi-Fi gain access to, lounge passes on 10 major airlines (AirTran Airways, Alaska Airlines, American Airlines, Delta Airlines, Frontier Airlines, JetBlue Airways, Southwest Airlines, United/Continental Airlines, US Airways and Virgin America Airlines) and the $100 International Entry application charge. The Worldwide Entry program enables pre-approved tourists to get expedited clearance upon entry into the U.S.

The Expedia+ Voyager card has a $95 annual fee since of the $100 statement credit. If you can optimize this $100 statement credit, you’ll more than recover the annual charge. Leading this perk off with the rest of the card’s travel benefits and you have actually got a strong travel companion.

WINNER (Travel benefits): Expedia+ Voyager

VERDICT: Priceline Rewards Visa

Oddly, the Priceline Benefits Visa and the Orbitz Rewards Visa actually tied with three winning classifications each. So, why did I give the crown to the Priceline Benefits Visa?

Firstly, the hotel-only redemption option on the Orbitz card attracted attention as a major limitation to how you can invest your points. And, it carries the highest average APR of the group. These 2 facets led me to favor the Priceline Rewards Visa.

Disclaimer: MyBankTracker was not paid to release this material, which was not supplied, commissioned, evaluated, approved, or backed by the company whose items are included. We may be made up with a marketer’s affiliate programs.