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The guarantee of airline frequent flier credit cards depends on a premise – cardholders will in fact have the ability to redeem a practical amount of their miles for award flights a reasonable quantity of the time. Yet a lot of airlines have such bad award accessibility at the most affordable mileage levels that customers feel truly betrayed by the airlines and the credit cards that provide their regular flier miles. On the other hand, the Citi ® Platinum Select ® / AAdvantage ® World MasterCard ® offers American Airlines miles that are still somewhat easy to redeem.

How This Card Works

For each dollar spent, cardholders earn one mile in the American Airlines AAdvantage program, and double miles are made on buy from American Airlines. New cardholders also start with 30,000 bonus miles after investing $1,000 within three months of opening their account.

Other Benefits

Citi and American are leading other airline charge card by offering cardholders a broad array of non-mileage perks. Cardholders get concern boarding, a 25 % discount on in-flight investments, and their first bag checked totally free. Consumers also receive a 10 % discount on their honor redemptions, up to 10,000 miles each year, and American offers cardholders lowered mileage awards beginning at 7,500 miles.

Cardholders likewise receive benefits such as prolonged guarantee protection, lost travel luggage insurance, and retail investment defense. In addition, this card is geared up with an EMV smart chip that makes it compatible with an expanding variety of unattended booths overseas.

MasterCard offers their clients access to Priceless Cities experiences. These are unique experiences and experiences, including tasks like tours, sporting occasions, shows, great dining, and more. An additional unique perk for travelers is access to the World Card Hotel and Resorts Program, which has actually included advantages like finest prices, VIP status, complimentary morning meal, and early check-in.


Cardholders who carry a balance will incur interest at a rate of 13.99 % – 21.99 % (Variable). There’s a $95 annual fee that’s waived the first year, and there a 3 % foreign deal charge troubled all charges processed beyond the United States.


The strength of this program rests on the foundation of the American Airlines AAdvantage regular flier program, which is among the very best.

American’s website successfully look for seats on American and many of its various other OneWorld partner carriers, and it’s much easier to discover award seats at the lowest mileage levels than it’s with rivals such as Delta. And with its revealed merger with U.S. Airways, cardholders will ultimately have access to award seats on that carrier as well.

Furthermore, this card showcases a healthy number of perks. Cardholders who’ve yet to reach elite status in American’s program will delight in free inspected bags and concern boarding, along with reduced mileage awards.


Like all reward charge card, this item has a greater interest rate than the most competitive non-rewards item. Therefore, those who should hold a balance should search for a card with a lower interest rate and a marketing funding offer. Nevertheless, this can be an excellent card to have for its benefits, even if an additional card with a lower interest rate is used for a lot of spending.

A word of caution is in order relating to honor flights on American’s partner British Airways (BA). BA imposes huge fuel additional charges on honors utilizing American Airlines miles. In some cases, the surcharges on honor tickets can be nearly as much as the expense of a coach ticket. So while this may still make sense when traveling on BA in business or first class, cardholders ought to comprehend that award tickets on BA air travels will be anything but complimentary. Luckily, American has lots of its own air travels to London cardholders can reserve award flights with other partners that don’t require these onerous surcharges.

Finally, it’s unfortunate that Citi still imposes a 3 % foreign deal cost, particularly on a card offered in collaboration with an international airline and equipped with an EMV clever chip. Customers who’ve another card without foreign transaction charges should probably leave this card in your home as American Airlines miles are important, however unworthy paying 3 cents each when making investments outside the United States.

Who This Card Is Best For

This is a great card for clients of American Airlines that wish to take pleasure in some added convenience when taking a trip. But this card is also an excellent way to make some additional miles that cardholders can make use of for honor air travels.

By remaining to offer an useful regular flier program, American Airlines and Citi make this charge card well worth holding.