starbucks part-time job
According to a 2013 report by the Bureau of Labor Stats, 85 % of all U.S. full-time employees have access to employer-sponsored medical insurance, and about 75 % have access to retirement advantages. But countless Americans don’t work full-time jobs, which is defined under the Client Security & Affordable Care Act (PPACA, popularly called Obamacare, or the Affordable Care Act) as working at least 30 hours per week at the exact same employer. And according to a report from The Census Bureau in 2013, simply 24 % of U.S. part-timers have access to employer-sponsored medical insurance, and simply 37 % have access to retirement advantages.

These part-timers string together several part-time positions to make ends meet, or they work less than 30 hours per week while going to school or raising a family. And while companies are not required to supply healthcare advantages to part-time staff, all Americans are required by the Affordable Care Act to maintain wellness coverage. For this reason, part-time jobs that supply health benefits are particularly desirable.

Many part-time employees do receive aids under the Affordable Care Act, making it more economical to buy individual health care goals from personal insurers through state-run or federal exchanges. However some workers make too much – even more than $44,000 annually, as of the 2014 tax year – to get subsidies under the PPACA. This can put exchange-based individual or household insurance coverage out of reach.

Not to mention, many companies are scaling back or removing advantages bundles for part-time workers. Target, Walmart, Trader Joe’s, and Home Depot recently ceased wellness and retirement goals for part-time personnel, raising the threshold for wellness coverage to 30 hours per week (as per PPACA policies), and retirement advantages to 40 hours per week. For health, oral, and vision protection, employees who don’t work 30 hours per week have to rely on state or federal insurance coverage exchanges.

Companies Offering Part-Time Benefits

Fortunately, some business still provide wellness benefits and other advantages, such as dental protection and 401k strategies, to part-time staff members who work less than 30 hours each week. Here are a few of the largest, most geographically diverse business.

1. Whole Foods

Austin-based Whole Foods Market uses approximately 80,000 workers, 25,000 of whom are identified as part-timers. With 370 places in the U.S. and U.K., Whole Foods is the world’s largest purveyor of natural and natural foods, and its workers are amongst the industry’s best-compensated – the chainwide typical per hour wage is $19, although less skilled part-timers make considerably less.

The part-time benefits bundle is strong, including the following:

  • Health Plan: Whole Foods employees who working from least 20 hours per week are qualified for the company’s complete medical, dental, and vision package as soon as they accumulate 400 total hours of service. All benefits are optional, and they are not repaired in a staff member contract, so management reserves the right to rescind them at any time. Information of the goal are not public, but the minimum deductible is reported to be $1,500.
  • Other Benefits: Part-time staff members who pass the 400-hour mark are likewise qualified for a 20 % discount on shop purchases, subsidized life insurance coverage for a regular monthly cost, paid sick and vacation leave, stock choices, and 401k goals, into which all employees are immediately registered after 6 months of service (unless they pull out). The company does not have a set match for 401k contributions, but normally matches experienced workers’ contributions at greater rates than more recent staff members. Whole Foods likewise provides a gain-sharing program, consisting of rewards for rank-and-file employees which are paid from the unused part of their department’s yearly labor budget. According to ABC Information, the average worker earned almost $2,500 in complete gain-sharing incentives in 2013.

whole foods market

2. Allegis Group

Formerly referred to as Aerotek, Maryland-based Allegis Group is a staffing firm that employs roughly 10,000 full-time staff members, and almost 100,000 contractors and temp workers. The business does business with numerous subsidiaries, consisting of one that bears the Aerotek name, and its advantages put on all temp and contract workers who working from least 20 hours weekly.

  • Health Plan: Upon hire, all certifying Allegis Group employees are instantly qualified for clinical, dental, and vision coverage, spent for through staff member paycheck contributions. Strategy details are not publicly available, but there are likewise unsubsidized coverage choices for staff member dependents. Agreement workers and temperatures have to obtain benefits within 1 Month of hire, or wait until the next open enrollment duration. Allegis likewise provides a health savings account, and the company makes matching contributions at its discernment.
  • Other Benefits: Allegis Group likewise offers a 401k plan with a dollar-for-dollar match on the very first $500 contributed, and a 50 % match on the next $500, for a complete employer match of $750 every year. There’s also an annual profit-sharing incentive, at the managers’ discretion, to internal (not agreement) part-time workers at its subsidiaries. Qualified staff members may receive part of the profit-sharing perk as a 401k deposit that’s separate from the annual employer match. Other advantages include life and handicap insurance coverage, a 529 college savings goal, and paid sick leave and getaway time. These advantages are immediately offered to new hires, although getaway and sick leave accrues according to a time-served schedule.

allegis

3. Costco

Seattle-based Costco is the country’s second-largest merchant, maintaining approximately 650 discount store and 185,000 workers. With a starting wage of $11.50, and a company-wide average of $21 per hour, the company’s compensation is even more generous than Whole Foods’. Its pay scale is flatter too – the CEO made about $5 million in 2013, 25 % of the pay to Walmart’s Chief Executive Officer, and simply 48 times that of the average Costco staff member. And with 88 % of all workers taking part in a wellness or retirement plan, their advantages are quite popular.

  • Health Plan: Any Costco worker who works more than 1 Day weekly and logs 180 days of service is qualified for the Selection Plus health insurance, which allows members to pick their own service providers. Part-timers also have access to a low-cost oral plan, which covers preventative check outs and some costs of basic treatments, in addition to fundamental vision protection. Since all Costco locations have a pharmacy, part-time employees delight in an internal prescribed strategy (different from Choice Plus), with $5 copays for generic drugs and 5 % to 15 % copays for top quality medicines. Payroll reductions for Option Plus strategies are offered in Costco’s Rate Benefits Brochure, which is just offered to Costco staff members. Coverage for each reliant costs an extra $30 per pay duration.
  • Other Benefits: Part-time staff members can access Costco’s 401k strategy, which includes an optimal company match of $500 every year. An optional flexible spending account (FSA) lets employees use pre-tax revenues to spend for childcare, which Costco claims might supply approximately $2,000 in expense savings each year. Costco’s Care Network supplies complimentary psychological wellness therapy, and offers referrals to financial obligation therapists and lawyers, who charge costs for their services. Other benefits consist of a direct stock purchase goal, disability and life insurance, and long-lasting care insurance. All of these advantages are available to part-time staff who log 180 days of service and work even more than 24 hours per week.

costco wholesale

4. Lowe’s

Charlotte-based Lowe’s, one of the world’s largest house improvement outlets, has about 160,000 staff members spread throughout 1,750 places in the U.S. and abroad. The company has actually seen its share of employment-related controversies, including pending claims that allege improper denials of overtime compensation for non-exempt employees. That said, Lowe’s does provide excellent benefits for part-timers.

  • Health Plan: Part-time employees enjoy access to a restricted medical strategy that covers the expense of preventive workplace gos to. They likewise have access to basic oral and vision protection. There’s no minimum threshold for hours worked to certify, however workers have to apply within 31 days of hire. Otherwise, they must wait up until the following open-enrollment duration. Workers pay 100 % of the cost of the strategy for their very first year of service, after which Lowe’s contributes 60 % of worker expenses and 57.5 % of reliant costs.
  • Other Benefits: Lowe’s part-time personnel can also enroll in life insurance coverage and short-term handicap strategies. The company has a direct stock purchase goal after one year of service, a 401k goal after one year of service, and 40 hours paid trip time after 180 days of service. Lowe’s matches 401k contributions dollar-for-dollar as much as 3 % of staff members’ gross earnings.

lowes store

5. Starbucks

Seattle-based Starbucks has more than 16,000 establishments in the United States alone, and utilizes nearly 200,000 workers worldwide, the majority of whom are part-time. The coffee business has a track record for treating its workers well – average yearly earnings for per hour workers are just over $35,000, although the common brand-new barista takes house about $9 per hour. Starbucks was likewise among the very first food service chains to provide a detailed employee benefits package.

  • Health Plan: Staff members who work even more than 20 hours each week (or 240 hours per quarter) delight in medical strategies that consist of 100 % coverage for preventive care. The basic plans need staff member contributions of simply 30 % of the overall strategy premium, which are not made public, while even more detailed strategies may consist of coverage for non-traditional care, such as acupuncture and chiropractic services, at greater out-of-pocket rates. An oral plan that covers preventive check outs and some procedural costs is likewise available, as is a basic vision plan. Employees must work at least 160 hours during their very first two months of service to be qualified for these (and other) benefits.
  • Other Benefits: Starbucks likewise offers short-term impairment and death/dismemberment insurance coverage strategies, employee assistance programs that consist of low-priced therapy, adoption support of approximately $4,000, and a 401k goal that consists of a company match of up to 6 % of total employee contributions. After one year of service, part-timers also build up 40 hours of paid vacation annually.

starbucks cup

6. UPS

Atlanta-based UPS is among the world’s largest logistics companies, with about 400,000 employees worldwide. Its delivery workers start at $11 per hour, however many of its U.S. hourly staff members, consisting of storage facility and delivery employees, operate under collective-bargaining arrangements – arrangements in between the business and its employees’ union – that have actually produced appealing benefits bundles.

  • Health Plan: After Twelve Month of work, all UPS part-time workers who work at least one hour each week can pick in between an Aetna or BlueCross BlueShield PPO plan that covers preventive and standard clinical and oral services. These plans includes a low copay for generic prescription medicines, and coinsurance for more expensive procedures. A fundamental vision strategy is likewise consisted of. Under the regards to UPS’ existing collective-bargaining contract, part-time employees pay absolutely nothing out-of-pocket for these advantages, setting UPS apart from the majority of other companies providing part-time advantages – most business need employees to contribute a portion of their pay to the health insurance.
  • Other Benefits: UPS workers take pleasure in other advantages at no expense, including life, impairment, and death/dismemberment insurance, adoption support, and tobacco cessation support. Dependent partners and kids get these benefits also. For an expense, UPS provides extra life insurance coverage, individual lines insurance coverage (auto and home lines), legal help, and health savings accounts for employees and reliant spouses, youngsters, and senior citizens. Lastly, since almost half of its part-time workers take college courses, UPS offers tuition assistance of approximately $3,000 per year, with a $15,000 life time cap. New employees are promptly eligible for this benefit.

ups driver

7. Staples

Boston-based Staples has about 90,000 staff members who working from 1,500 U.S. establishments (2,200 establishments internationally) and approximately 120 satisfaction centers. Although the company has actually cut its workforce in feedback to competitors from workplace wholesalers and online sellers, it still offers appealing advantages for part-time employees.

  • Health Plan: Staples provides a limited medical strategy through Aetna at a per-paycheck expense of $21 per partner, or $60 for an associate plus dependent family members. The goal does not meet the minimum demands of the Affordable Care Act, so Staples encourages employees to acquire supplemental medical insurance coverage in other places. The plan likewise consists of restricted vision and oral advantages that cover a few of the expenses connected with preventive and routine care. Workers are immediately eligible for these benefits, however have to enroll within 31 days of hire. One crucial note: Given that Staples pays higher wages to workers in Massachusetts, Washington, North Dakota, and New Hampshire, the business doesn’t provide wellness benefits to part-timers in these locations.
  • Other Benefits: Despite reductions in included benefits, Staples still provides short-term handicap insurance and a worker support program that links workers with monetary specialists, kid- and elder-care, and legal services. Part-time employees can also participate in a stock purchase strategy and a 401k program, with Staples matching contributions at 50 cents on the dollar up to 6 % of total pay. To get these perks, workers need to work 500 hours within a six-month period.

staples store

8. REI

With 12,000 employees, Seattle-based REI is regularly pointed out as one of the nation’s finest retailers to work for. It’s still structured as a co-op, although not every staff member has an ownership stake, and high-level choices are made by a standard board of directors. Many staff members begin above $10 per hour in incomes, and the company has a notoriously flat pay scale – its CEO made simply $750,000 in 2013. REI also offers benefits to all workers, consisting of those who work just a few hours each week.

  • Health Plan: REI provides a two-tiered health plan. Part-time personnel who work less than 20 hours per week are promptly eligible to register in the company’s PaTH plan, for which REI pays 60 % of the staff member’s premiums, although employees must bear the complete cost of coverage for relative. COURSE also provides dental and vision benefits, which staff members have to spend for out-of-pocket. Non-exempt REI employees (those who receive overtime spend for logging more than 40 hours in a week) who balance in between 20 and 40 hours per week can access the business’s FLEX goal, which pays 85 % of the worker’s premiums for medical and oral protection. Specific premium expenses are not openly offered. Vision protection is less charitable. REI declares that its FLEX and COURSE plans have 5,000 and 1,000 individuals, respectively, standing for half of all eligible staff members.
  • Other Benefits: REI also provides fundamental life insurance coverage and 401k strategies that are promptly available to part-timers who work 20 hours per week. The retirement plan consists of a dollar-for-dollar business match, up to 5 % of complete income, with the capacity for a profit-sharing 401k deposit equivalent to 10 % of the employee’s complete income. Part-time personnel can likewise apply for medical or personal leaves of absence, which are accepted on a case-by-case basis.

rei store

9. Nike

Portland, Oregon-based Nike has actually seen its fair share of controversy, consisting of persistent accusations that it utilized kid labor in its overseas factories, but its tens of countless U.S. workers have it pretty good. All employees who work even more than 30 hours per week are eligible for the company’s full-time advantages plan, not just wellness benefits, as mandated by the Affordable Care Act. Part-timers who clear the 20 hour weekly threshold are eligible for some advantages too.

  • Health Plan: For part-timers who’ve been with the company for at least one year, Nike has a charitable health plan that includes a $1,000 deductible with 80 % coverage above that quantity. Preventive and standard services, consisting of office visits and prescribeds, are consisted of in the goal. Nike does not advertise further information of the available goals, and requires part-time staff to pay their strategy’s complete cost. As a group insurance plan, it could be more cost effective than a personal insurer’s individual plan. Standard dental and vision coverage are included as added out-of-pocket expenses.
  • Other Benefits: Part-time staff members with at least one year of service qualify for a stock purchase strategy that allows staff members to use up to 10 % of their complete revenues to buy stock at a 15 % discount rate. Nike also provides a 401k plan for eligible part-timers, which includes a dollar-for-dollar match on contributions up to 5 % of overall earnings, and a profit-sharing program that begins after one year of service. Other benefits for one year veterans consist of disability, life, and death/dismemberment insurance coverage, paid pause (30 hours annually worked for the first 2 years of service), long-lasting care insurance, and optional wellness cost savings accounts.

nike store

10. Land’s End

With approximately 5,000 year-round workers, Dodgeville, Wisconsin-based Land’s End is among the smaller business on this list. Nevertheless, its retail business is extremely seasonal, creating part-time chances for countless storehouse and consumer support workers throughout the holidays. Momentary and part-time employees are eligible for numerous advantages.

  • Health Plan: Land’s End offers oral and vision coverage to all staff members upon hire, although the information of these strategies are not public. All workers likewise receive access to an on-site clinical clinic at Land’s End head office, which provides inexpensive preventive care and fundamental services. Land’s End doesn’t provide subsidized medical insurance for part-time staff members, but year-round and returning seasonal employees can acquire group protection at complete expense. Seasonal employees who register to work the following holiday season retain these advantages throughout the off-season.
  • Other Benefits: Non-seasonal Land’s End part-time staff are right away eligible to add to a 401k plan, the information of which are not publicly available. There’s no stock purchase plan for part-timers. All workers based at the company’s head offices have open door to a fitness center, which likewise offers wellness and clinical training courses, such as CPR, for a fee. An onsite natural food shop offers wholesale prices on meats and veggies. Finally, all staff members get discount rates on Land’s Final product.

lands end

11. U-Haul

As the country’s biggest self-serve moving company, Phoenix-based U-Haul has about 20,000 workers and 10s of thousands of trucks, trailers, and storage systems. With a work-from-home client service team and great deals of seasonal warehousing and sales positions, the business’s labor force is versatile. Part-time earnings begin around $8.50 per hour, but regular pay increases bump the typical wage approximately $13 per hour for all non-salaried staff members. Part-timers take pleasure in solid benefits.

  • Health Plan: U-Haul provides a limited clinical and oral strategy that includes coverage for annual office visits, low prescribed copays, and partial protection for more expensive services. The company does not make deductible, coinsurance, or premium figures public. Staff members must cover the full expense of premiums, which could be more or less costly than those for a comparable individual strategy. In addition, these medical advantages do not satisfy the minimum demands of the Affordable Care Act, so supplemental insurance coverage could be needed. All U-Haul staff members who log at least 20 hours per week are immediately eligible for these benefits.
  • Other Benefits: After a year of service, part-time U-Haul staff members who log 20 hours a week are qualified for direct stock purchase and 401k goals, although the company does not make these details public. Extra benefits consist of travel insurance, price cuts on U-Haul equipment, and access to a company credit union.

uhaul truck

Final Word

While some business have downsized benefits for part-time workers, it’s still possible to find national companies providing solid advantages plans to part-time staff. These benefits couldn’t be as robust as those offered to full-time employees, and they could’ve constraints or limits on coverage, but employer-sponsored goals still have the tendency to be more budget friendly than strategies bought on the private market, especially when business help subsidize the cost.

Do you receive part-time advantages with your employer? Are you pleased with the protection and support you receive?